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Fiendish Thingy

(24,098 posts)
3. You'd prob do better putting the money in diversified index funds
Sat May 16, 2026, 08:45 PM
Saturday

Owning three stocks in just three companies is incredibly risky, so selling and reinvesting elsewhere is a good idea.

If interest rates go up, that means inflation is up too. Putting your money in CD’s will probably not keep up with inflation.

Not sure how much you’re looking at investing, but you could divide it up into five chunks and mitigate some of the volatility that comes with the Trump era.

20% Large cap such as Windsor or Wellington
20% Mid cap (not too tech heavy)
20% international fund
40% in a couple of bond funds

Rebalance 2-3 times a year to maintain those proportions.

If you’re not too close to retirement, then set it and forget it (other than rebalancing).

Our professionally managed portfolio weathered the crashes of 87, 2001, 2008, COVID and Trump and provides a decent portion of our retirement income. We never bailed or moved everything to cash, even when the market was down 50% (our portfolio only dropped 30%) in 2008-09.

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